Practical insights on AI adoption, prompt engineering, and operationalizing AI across your workforce.
The seven GitHub Copilot plans and their AI Credit allowances, why credits pool across the enterprise rather than capping per user, the $0.01 overage that is on by default, and why GitHub publishes its Business-versus-Enterprise break-even in a unit its billing page no longer uses.
Microsoft counts messages, OpenAI counts calls and container sessions, Anthropic bills usage at API rates. A method for allocating metered AI spend in the unit each vendor actually bills in, and the four ways allocation breaks on every runtime.
Microsoft prices Agent 365 at $15 per user per month and badges it "Standalone". Its own licensing FAQ sets prerequisites first: for enterprises, E5, or E3 plus the Defender and Purview suites. What the price includes, what it does not, and how to count the licences you actually owe.
In one 2026 survey, two-thirds of office professionals had used AI at work believing it was not permitted; in a 47-country study, over half of employees hide their use. Prohibition is producing use you cannot see. The five moves of a governance response.
What a Copilot Credit is, what agents consume, and the three ways to pay: capacity packs, pay-as-you-go, and the Pre-Purchase Plan. With the 125% enforcement rule and break-even math.
Copilot Studio pricing in plain terms: $200/month capacity packs, $0.01 pay-as-you-go credits, the free maker license, and three worked scenarios showing what real agents cost per day.
The licensing decision for Copilot agents comes down to who the user is: licensed employee, unlicensed employee, external visitor, or no human at all. What the seat covers and what always bills in credits.
What Microsoft 365 Copilot agents actually cost in 2026: the $30 seat, Copilot Credits, capacity packs, Agent 365, and a worked 500-seat estimate.
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